Young, Fabulous and Broke

I remember the day David and I moved in with my parents in Illinois. That was a little over three years ago now, yet I remember it like it was yesterday. I remember laying on the bed in the guest bedroom working out our finances and determining that we had absolutely zero money and lots of bills to pay. That 6 month grace period you get before you have to start paying back your student loans goes by quick! We had student loans, phone bill, car insurance, etc. Thankfully for the few months we lived with my parents they didn’t charge us a dime in rent or food so that we could get on our feet.

When we moved into our first apartment in IL (with crazy high rent), I remember paying the deposit and first months rent and then feeling like that 3 month stint at my parents house never existed. All the money we saved, was gone. We were broke. I recall having a heart attack when we had to spend $250 on kitchen chairs so we had somewhere to sit. At the time, that was a tremendous expense!

Not only were we trying to make ends meet on a monthly basis we were also smack dab in the middle of planning our wedding. A wedding that we would be paying the majority of. Needless to say, this was a very stressful time. We had to figure out how to kick being broke in the butt! Thankfully, before  moving to Illinois I worked for a great boss, and at the time I had no idea he was about to help me out in a big way. He would teach me a lot of things about finances and how to set myself up for a healthy financial future. We spoke of finances often, It was great and I miss those conversations. One day he came back from lunch and set a book down on my desk and told me to read it cover-to-cover. He was serious, and said it would be a very valuable read.

This book was called The Money Book for the Young, Fabulous and Broke by Suze Orman. Now, I know many people have their thoughts about Suze Orman, heck, I didn’t know who she was until I was finished reading the book. So I wasn’t going to judge the book by the cover and you shouldn’t either. This book is outstanding. I highly recommend logging in to your Amazon.com account and ordering it (in hardback – this is one for the shelves) as soon as possible.

This book has definitely set the hubs and I up for a healthy financial future. We learned about our credit, and how to use it wisely and to our benefit, as well as, how to manage and take care of our student loans, create budgets and learn to save. And that’s only a tip of the ice berg! I cannot say enough good things about this book, other than it’s a shame that I had to learn these lessons on my own instead of  in a life skills or business class in High school (that’s a rant for another time).

Without this book it would have been very difficult, nearly impossible, to do any of these things.

  •  Pay for our wedding
  • Afford to move back to Colorado
             

  •  Purchase a beautiful home
  •  Purchase a lovely new(er) automobile.
  • And a plethora of other things

I recommend this book to anyone, even if you aren’t young, even if you aren’t fabulous (Although, aren’t we all!?), but especially if you’re broke. I guarantee you’ll learn something you didn’t know before.

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Finding the perfect pup

We’ve been on the hunt for a new addition to our family. By that I mean we’ve been looking for the perfect pup. I LOVE dogs. I always have. The hubs on the other hand, is not a big fan. While he doesn’t mind them, he much prefers an independent, self-sufficient, doesn’t follow you every where you go, kitty cat. We have a kitty cat, her name is Baisley, she is perfect. But she is not a dog. (I’m sure she’s happy about this). I want a dog that I can walk, hang out with, play with and keep me company while I work.

We have a list of things that our dog needs to be or have:

  • Low allergies
  • Smart or easily trainable
  • Won’t jump (on me or over our 4ft fence)
  • Won’t eat the cat
  • Good around other dogs
  • Good around small children

We’ve been checking and checking the local shelters to try and find a dog we can adopt. We would love to adopt and save a dog from a shelter. It’s been difficult though, to find a dog that meets the above specifications. We’ve determined that this dog might be a good fit.

This is a Soft Coated Wheaten Terrier. He is just so adorable. This picture is of a puppy, so not full grown, but they are even adorable when they are full grown.

The AKC says this about Wheatens, “Wheatens tend to be less scrappy than other terriers but they are true terriers and will be more active than many other breeds, enjoying plenty of exercise every day. They relate well to children and can adapt to city, country, and suburban life. The Wheaten is single coated and sheds minimally, but needs regular grooming to keep its coat mat free.” as well as this “The Wheaten is a happy, steady dog and shows himself gaily with an air of self-confidence. He is alert and exhibits interest in his surroundings; exhibits less aggressiveness than is sometimes encouraged in other terriers. Major Fault–Timid or overly aggressive dogs.”

This makes me happy. The Wheaten seems to have the majority of the traits that we desire/require in our future dog. So the problem lies, we don’t really want to buy a dog from a breeder due to the excessive price associated with doing so. We refuse to buy one from a pet store because I don’t support puppy mills. This leaves finding one at a shelter or rescue. I’ve looked, searched and continue to do so and have had no luck in finding a wheaten for us. I will continue to look and search, but if you have any info on how I could find one of these adorable dogs please leave a comment or message me.

Do you have specifications and requirements when picking out a pet? Any others we haven’t thought of?

My new blog…

Welcome to my new blog! I’ve been thinking for awhile now that I would like to try writing a blog. A blog about things I do, create, build, cook, bake, see, think, basically anything that I think I should write down. I hope you’ll follow me on my adventures.

When I read blogs I really like to know the author. I think it helps me visualize their emotions towards what they are blogging about. A bit about me. I’ve been married to a wonderful guy since August of 2009. In the last 8 months we’ve moved back to our home state of Colorado, got new jobs, bought a home and purchased a new car. We’re in the older half of our twenties. We’ve learned a lot so far but still have lots to learn, lots to experience and LOTS to do!

Here’s us!